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razorpay

Razorpay · depuis 18. August 2026 · 7× · vu le 20 août 2026

37
Momentum

Razorpay Vulcan is a proprietary, transformer-based AI foundation model from Indian fintech company Razorpay, built specifically for payments rather than text like conventional LLMs. It was trained on roughly three trillion data points across four billion payments and learns from about 3,000 signals per transaction to improve payment routing, fraud detection, risk assessment and checkout personalization. The model was developed with NVIDIA (compute) and AWS (cloud infrastructure, including Amazon SageMaker) and is fully owned by Razorpay. It is currently free for merchants to use.

Historique du momentum
22.05.20.08.

Fonctionnalités

Key Benchmark (%)8–10% improvement in payment success rate; 8x more international card fraud detected; 5x more fraudulent/disputed transactions identified (internal beta results, not externally validated)
LicenseProprietary; both architecture and training data are fully owned by Razorpay, no public licensing
MultimodalityNot a multimodal text/image model; processes transaction/payment signals (merchants, payment instruments, issuers, gateways) rather than language
PlatformProprietary model, hosted on AWS cloud infrastructure (incl. Amazon SageMaker) with NVIDIA acceleration; integrated into Razorpay's payments platform (not offered as standalone API/app)
Price per 1M TokensNo token-based pricing model; currently free for merchants
Release DateAugust 18, 2026

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